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Getting Car Insurance For Your Antique Collectors Car

Getting car insurance for your antique collector?s car is not the same as buying insurance for your everyday car. The insurance for collector?s cars is different than other auto insurance. Every antique car collector should know a few things about antique car insurance.

First, your state is going to have specific laws as to how old your car has to be to qualify for antique car insurance. The age is usually at least fifteen years. Also, in order to qualify for antique car insurance you must have another car that you use as your regular car, and a garage to park your antique in.

Collector?s policies are important because of the different types of coverage offered. Traditional car insurance pays the actual cash value of the vehicle. Actual cash value is the cost of replacing the car minus the cost of depreciation. This is a poor choice for antique car owners, because it does not incorporate the appreciation of a collector?s item.

Another form of traditional car insurance covers the stated value of the car. In this type of coverage, the insurance company pays what the car is stated to be worth.

Antique car insurance is a specialty insurance that pays the agreed value of the car. This way the owner will receive the full value of the car as a collector?s item. And, antique car insurance usually costs less than traditional car insurance. It?s a win-win situation for the car collector! A little education can save the antique car owner a lot of money and frustration when purchasing car insurance for their collectible.

Please see our recommended insurance provider below for the lowest rate insurance on the internet. They not only offer low rate quotes but allow you to combine insurances for better rates and coverages.

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longcase clocks Items For Viewing
Mary Kay Crowley Designs-Clay Pot


Mary Kay Crowley Designs-Clay Pot. A Fine Art Giclee reproduction on canvas, hand finished by talented artist, Mary Kay Crowley, and signed by the artist herself. Many fine details and contrasting colors add a touch of elegance to any room.


Price: 59.00



Nulco Plaza 10'' Single Basket Fixture


Nulco Plaza 10'' Single Basket Fixture.  10'' Diameter Fixture Comes In French Gold, A Matte Antique Over A Solid Brass Frame.  Crystal is Traditional Crystal, Hand-Cut.  Wood-Polished By Hand.  Full European Dressing.  Fixture Has 2 Lamps.


Price: 332.00



Mary Kay Crowley Designs-Sun & Sail


Mary Kay Crowley Designs-Sun & Sail.   A Fine Art Giclee reproduction on canvas, hand finished by talented artist, Mary Kay Crowley, and signed by the artist herself.  Expert blending of colors with fine detail make this creation a masterpiece.  Can't you just smell the ocean?


Price: 59.00



Benet Writing Desk


Benet Writing Desk by Ambella Home. This small desk is made from solid pine and ash burl veneer.  With barley twist legs, a leather top, and three drawers for storage, this piece will compliment any room.


Price: 1710.00



Nulco Crown Jewel 20 Light Chandelier


Nulco Crown Jewel 20 Light Chandelier.  This Elegant Chandelier Combines Hand-Cut Czech Body Columns And Dishes, Lively Fluted Cyrstal Arms, And Sparkling Crystal Pendalogues.  Crystal is Swarovski Spectra Quality Brilliant Crystal.  Precision Machine-Cut.  Has 20 Lamps.


Price: 3597.00



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Grandfather Clocks for a Unique Inheritance

Thu, 24 Apr 2008 14:20:17 -0700
There are those things within families that are often lovingly handed down one generation to the next; cherished items that are passed down with great care. Grandfather clocks – those pieces that have often taken up residence in the homes of families for centuries – are often items that are handed down as family keepsakes. For those families that have not had the elegance of a grandfather clock in their midst, but would love to begin the tradition, there’s no greater time like the present. Mod